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Personal Insurance

Automobile

We have carriers with very competitive rates for drivers with excellent moving violations records (MVRs) but also can work with drivers with challenging MVRs. Remember to consider or discuss with us options such as:

  • Loan & lease gap coverage to pay the whole cost of your lease or loan if you have a newer auto
  • Towing
  • Rental reimbursement for replacement auto in case of a covered physical damage claim
  • Coverage for electronics, etc. that were installed after-market
  • Special policies and rates for antique autos
  • Overseas auto rental

You may be eligible for the following discounts:


Good Student Discount - a student in the household that obtains a "B" average or higher is eligible.
Download Sample Cell Phone Contract for Teenagers

Driver Training Discount - for new Youthful drivers who have successfully passed a driver's education course.
55-Alive Course Discount - for those folks 55 or older that have taken 8 hours of study on defensive driving skills. This is renewed every 4th year which requires another time commitment of 4 hours of class-time to complete.
Good Credit Discount - for those people with good to excellent credit, this helps in the overall cost of the insurance policy.
Good Driver Discount - for those people who DON'T have any accidents or traffic violations - the cleaner the better.
Occupation / Affinity Discounts - usually folks who fall into a specific group of occupations have a specific discount afforded to them.
Marital Status - those who are married usually have a better rate than single insureds.
Anti-Theft devices - whether Factory installed or after-market installed, there is a discount for these items.

Institutes and Agencies with information on Insurance & Highway Safety information:
HLDI - Highway Loss Data Institute
III - Insurance Information Institute
NHTSA - National Highway Traffic Safety Administration
IIHS - Insurance Institute for Highway Safety
ISO - Insurance Services Office
NAIC - National Association of Insurance Commissioners

AUTO INSURANCE COMPANIES THAT WE REPRESENT INCLUDE:
AAA
ACUITY
CONTINENTAL WESTERN GROUP
ENCOMPASS
METLIFE
PROGRESSIVE
SECURA
SELECTIVE
TRAVELERS
WEST BEND MUTUAL
WESTERN NATIONAL

Be prepared. Download an Accident Claim Form.